CONFUSED Insurance?

As an R.N. and health insurance consumer, I want the community to know that there is a lot of confusion about new health care options. PLEASE read and compare your old policy to new choices. I found my options MUCH better with the new OBAMA care plans.  I traded in my old "grandfathered" plan at Blue Shield for a newer plan that would cover more for very few more dollars.  Until you read, ask questions and compare, you may choose a plan that covers LESS!  

Ar November 23, 2013 at 11:32 PM
How did you sign-up?
Marsha Podd November 24, 2013 at 01:04 AM
I just called my current insurance company, Blue Shield. I went to the Covered California website and looked at my options. There were choices for HMO, and 3 tiers for PPO plans. Depending on if you want NO COPAY, or a larger deductible, you choose what you want to pay. When I asked questions about certain services being covered like a colonoscopy and an MRI, I was told that on my new plan I would pay NOTHING. On my old plan I have now I would pay 40%. I asked if there were any advantages to staying with the old plan and they told me NO. I asked my questions, got direct answers. They were really helpful!
HistoryLover November 25, 2013 at 11:37 AM
When I went to the website, it was hard to use, and seemed like it was only for the uninsured to get 'free' insurance. My under-fifty peers have compared all the ACA options (3) and it is WAY more expensive than what they currently pay. Glad it is beneficial for you. (You say "when I asked questions..." was that via the website, a navigator, or your Blue Shield rep?)
Marsha Podd November 25, 2013 at 12:22 PM
Ok, I am in the over 50 category and already pay almost $700 a month for my insurance. But, currently have to pay 40% copay. Under the new plan my copay is less, and the coverage more. I don't know about the under 50 category. But, call Blue Shield, or your current provider and talk to them directly. That is what I did. I enrolled with their help, not on the website.


More »
Got a question? Something on your mind? Talk to your community, directly.
Note Article
Just a short thought to get the word out quickly about anything in your neighborhood.
Share something with your neighbors.What's on your mind?What's on your mind?Make an announcement, speak your mind, or sell somethingPost something
See more »